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My husband and I have a joint account and I also have one that I had before we were married. His check goes to joint. My check goes to my account. I have access to both accounts. He has access to ours. I’m trying to figure out if I should divide the bills between the two accounts or drain one account for bills and use envelopes on the other. Then my husband said we should just have one account. How do you do it? Do you and your spouse have just one account?  
My husband and I have a joint account and I also have one that I had before we were married.

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