I got back my taxes I paid off 2 cards and a lawyer bill. Now I have just enough in my savings account to pay the last card off in full. But that will leave my savings account to $0. It makes me nervous to apply all my savings to debt cause what if something comes up. has anyone else been in the same situation and what did you do? My goal is to pay off debt and start saving to buy a small house for my son and I by the end of the year. Thanks!