When I got furloughed, I took a look at our budget and looked for what could be cut or reduced. If you haven’t already, call your insurance and switch to pleasure or storage. I switched ours from commuter to pleasure and that dropped our bill $30. I also decided to skip my student loan payment because we had paid it in advance (this was before the forbearance had been kicked in. ) Once I did all that, I focused on getting our big bills taken care of (insurance, utilities, and phone) and once those were done, I moved on to pet insurance ($100) and everything else was small subscriptions like Netflix. I also cut down our envelopes. I dropped mine and my husband’s gas envelopes since we weren’t driving a whole lot and we dropped fun as well. That dropped envelopes down from 320 to 160. I will add that we were in a position where we had savings to fall back on and my husband is getting unemployment so we knew we’d be fine for 2-3 months but I looked for ways to make that money stretch as we didn’t know how long I’d be out of work
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