Absolutely. The hardships on our small local business owners are undeniable. Some businesses are not expected to be able to weather the shut down. The increase of unemployment will be an ongoing concerning. 2. 5 million dollar pension liability increase is hard to swallow. Although DP has approx. 19 million in reserves, it could help span loses for around three months. As a community, state and country we have some hard decisions to make in the near future.