My tax return is WAY too big. Getting almost 5k back and I have a family of 5 (husband + three kids). Every time I try to use the federal calculator to determine my withholdings I get frustrated. I’m done giving the government a tax free loan. My husband claims married and three and I claim single and one (old tax advice from when my husband was self employed) and I was hesitant to switch because of new tax laws but I’m still not correct. Any advice?