Question

So starting from $0.  literally.So starting from $0. literally. Just had my account wiped out by a creditor. Needing to save the $3k they took in savings for maternity leave in June. Starting to budget. I know in whole I add/subtract everything up to what I make a month and monthly bills etc. but since I’m starting at zero, I can’t do anything until my next paycheck. so do I start with paycheck 1, deduct what needs to be and then go day by day until I can add next paycheck?  

Answer 1

No, you plan in advance what you’re gonna pay with that paycheck. List ALL your expenses most to least important (food, meds if essential, housing and utilities being the top 3/4), and see what covers what as per your paycheck frequency. Good luck!