Question

Any one else here having a rough (budget) February? Asking for a friend !  

Answer 1

So bad . I had a $1000 on my debit card from overtime and I was so excited to put it on my cc. but then. my sticker for my car was over a hundred. Then to renew my license was $100 then to do this, then to do this. and now I only have $600 to put on :(zzz

Comments

@confectionary very true!  

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@consequential you can create a sinking fund for next year's expenses NOW. Start putting a little aside with every paycheck.  

Answer 2

Yes! I might have to start in April. I'm overwhelmed.  

Answer 3

Yup! Starting a new job next week (major salary increase) but having trouble with the whole in between companies/paychecks. Trying to somewhat stick to the budget until I know what my new paychecks will look like and when I will get them.  

Answer 4

It has been challenging

Answer 5

Oh yeah. I’ve blown through my first paycheck and I just got paid last Friday  thank God for extra cash I was saving “for a rainy day” to get me through. Learning lessons though through it.  

Answer 6

Very rough! Beyond tough actually  Sorry for those in the same boat!  

Comments

@alixaliza16823 oh boy! Me too!  

Answer 7

I added an entire check I didn’t have for the last pay cycle. ‍♀️ that was so rough.  

Answer 8

How did I forget that we have to start over with health insurance deductibles in a new year?  

Answer 9

‍♀️ I tore my rotator cuff and I’m looking at surgery in two weeks. Huge deductible plus 20% co-insurance. Already have $500 in PT visits racked up. EF is barely hanging on but will be gone soon to pay rent and utilities for March. I’m looking at weeks off with only 60% pay on std after a waiting week.  

Answer 10

January and February yes!. ugh I'm so ready to get back on track in March.  

Answer 11

‍♀️ I had two sick kids, my mom was hospitalized (she’s my babysitter as well) and my husband had influenza so we both ended up out of work for two weeeks

Answer 12

Yes I forget my 2 cats need vaccines and my son got the flu

Answer 13

Yes the biweekly pay sucks at the start of the year

Answer 14

I owe $3000 more in taxes than I thought I would. for the last two days I don’t even want to think about money  

Answer 15

Yes! Mostly because I took my teenager to the grocery store with me! ‍♀️ He does not care to stick to the list and I’m a softie! ‍♀️‍♀️

Comments

@vasilek35 Riiiiight. That's how it is when I take my 13 year old daughter.  

Answer 16

Meee! Already 1100 in medical bills this year  my budget has been rough Jan and feb

Answer 17

Praying  

Answer 18

Yes  my husband had emergency surgery on the 4th then had a week long hospital stay and won’t be back to work until the beginning of March. he’s also our only income since I stay at home with our four kiddos

Answer 19

I am refusing to leave my home, if I dont leave and turn off the wifi I'm good

Answer 20

Me ‍♀️

Answer 21

Me ‍♀️ have had over 4K in the last month on car repairs and I totaled our other car this week. Not to mention several other things like broken furnace etc. I need a redo already on 2020  

Answer 22

Yeah, kinda lost my MOJO.  

Comments

@aliquant we still got it. Just need a little boost.  

Answer 23

Yes. I just said February is the worst month for me to try to tighten my budget. Hahahah. My daughter’s bday and Valentine’s Day. SMH. ‍♀️ ☺️

Answer 24

January was my rough month. I hope it gets easier for you. I just have to keep telling myself just because you have the money doesn’t mean you need the ‘thing’ for the house. Save up. Keep paying off debt.  

Answer 25

Omg. So. Much. Yes.  

Answer 26

I know how you feel! February and March I’ll only have enough left for food and gas after bills go through. Like I work hard for what?!  

Answer 27

Yup! I had such a good January I have no idea what happened to February so far. I plan on starting over on Monday though

Answer 28

Yes. I feel like I can't get caught up. Also unexpected expenses. Trying so hard to get on track, save and pay off debt all at the same time is overwhelming. Especially when income is sketchy. :(

Comments

@verbal I saw my hubby's paycheck for the last 15 days of February and also saw ramen noodles in our future .  

Answer 29

‍♀️ Trucking industry takes a dive this time of year.  

Answer 30

Yeah our house flooded

Answer 31

I knew it would be harder. I knew it and yet, it still is hard. But we are paying the things and doing the steps. But ugh so much harder!  

Answer 32

Idk why it feels so mich tighter, I even spread out my expenses between my 2 checks, how did I get by without the budget by paycheck ‍♀️

Answer 33

Yes! My husband's job delayed one of his checks, so extra money we were expecting won't show up until next month. It's so disappointing. It'll be ok, but threw a few things off.  

Answer 34

Yes! February is super tight for me ‍♀️

Answer 35

‍♀️ it’s me, I’m anyone else

Answer 36

Yes. (Happily) spent more on my trip back home than I had planned, had an unexpected $725 gas bill, and an extra trip for my husband as well. And we are only halfway through  

Answer 37

Yes. scraping through on my word of the month - Blend . thats the only challenge apart from the $5 one as well.  

Answer 38

I had to make some changes, but It's o. k. so far.