Okay so I use envelopes for everything because I like keeping it separate. However, I still have my “bill” envelopes, “weekly/monthly” envelopes, and “sinking funds” envelopes. The only envelopes that come with me when I am out, are the ones that are needed. I keep all others in a safe, within a safe. Weekly/Monthly: Food Gas Household Animals Medical Misc Fun My husband “allowance” Myself “allowance” Oldest son “allowance” Youngest son “allowance” Sinking Funds: Birthdays Christmas Black Friday Back-to-School Truck Maintenance Clothing Anniversary Travel Date Nights Holidays