How do you guys feel about cell phone insurance? I took it off to lower our bill on our old phones, but we just got new phones and they automatically added the insurance. It’s around $40 or $50 (I can’t remember exactly) and it covers any phone on our plan. We have Verizon. I would love to get rid of it so my bill goes back down but I’m hesitant since we just spent the money on new phones. Is the insurance worth it?