We’ve been working on a checking account cushion. for now, I budget based on the smallest amount I expect my husbands pay to be biweekly and leave any leftover in the bank. Our cushion isn’t big right now, but we’ve already benefited from it because some dummy forgot to pay the Dish bill in January ♀️ I was so focused on getting set up for February that I thought it was paid. Our cushion didn’t cover the full amount, but I was able to pay enough to get our cable turned back on and it will be current after this pay.