Question

Anyone here switch insurances and. Price an increase after the first year? My current policy is about $200/month- including 2 cars and renters, but Progressive is quoting me $80 cheaper! Totally want to make the switch, but I'm nervous it will just go up after a year and although the coverage is the same, I'm just worried  

Answer 1

I insurance hop ‍♀️

Comments

@homeopathist45 us too. Always whatever is cheapest but same coverage

Answer 2

Mine has never gone up, only down.  

Answer 3

I loved Progressive, I only switched because I managed to save $30/mo elsewhere but they paid me within 48 hours when my rav4 was totaled in 2018. But I am so guilty of insurance hopping.  

Answer 4

I insurance shop every couple of years as all of them bump you up. I am in my 60s and have had progressive twice over the years. Horrible both times.  

Answer 5

Progressive steadily increased every renewal. I ended up moving to Geico and saving almost $170 a month. Geico's rates have also stayed stable.  

Answer 6

I switched to progressive 2yrs ago and I've had no issues at all! It's only gone up when we added a new vehicle. They have been awesome with a few times we've needed roadside assistance- specifically with towing a vehicle. I've enjoyed them better than State Farm and I was with them for over 15yrs.  

Answer 7

You can review your rates at renewal every year and change as necessary. No risk. I heard on a report recently that 65% of people never shop their insurance. Rate is based on 13 factors so it’s worth checking as those factors can change.  

Answer 8

I’ve had progressive since the beginning and they’ve always been the cheapest. My husband and I both have full coverage on new vehicles for $110/month. It goes down every renewal. My home owners is with Allstate and they can’t beat progressives rates even with a bundle discount. I’ve always had amazing customer service with progressive too. Even if my rate went up I would probably stay. They’ve been too good to me but I do understand insurance hopping!  

Answer 9

Getting ready to switch my car and homeowners and will be saving close to $400 a year on both! All because of this group. I had never thought about it until seeing all the posts in here and sure enough I’m getting much better rates.