Situation: I am trying to prepare so I am not caught unaware re:slow season. I haven't quite been there a year but at work our busy season will be starting soon which means OT will become available. Some weeks there is mandatory OT some weeks it is voluntary. I am going to work my budget without the OT. Question: since we also have a slow season, I am wondering if I should save my OT $$ this year to cover expenses when hours get cut? During slow season hrs available vary week by week BUT I've been able for the most part to pick up my missing hrs from people giving away shifts. OR Should I use OT money to pay down debt? I dont have a TON but it's there. I know part of it is a numbers game but since OT varies and HRS cut varies I just wanna make sure I want to make sure that I dont stress if I only get 32 hrs a week vs 40. it doesn't sound like a lot but I get paid Biwkly so 16 hrs missing from my paycheck is minimum $400. Which can really add up.
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