Hypothetically, if you recieved $30, 000, had no debt other than your mortgage, what would you do with it? We are receiving this from a life insurance policy and thought that since we dont have a 3-6 month emergency fund, we could put this money there, but really that still leaves us with $10, 000 (if we do a 5 month EF) We don't have a retirement, and my husbands work doesnt offer one. So, maybe use it to start that? Thoughts? *also, we dont have health insurance so that EF is important to us in case of some health issue. (Yes, I am aware that wont go far when medical Bill's are concerned)
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