Question: Would it be worth it to refinance our car from 4. 49% to 2. 5%? We still owe like 9, 800. and our focus is paying off our small student loan first and then tackling this one. Our loan is up in July 2022 as of right now. but we should definitely pay it off before then even without doing anything. We would still make the same payment monthly that we are now, which already includes a little extra. Just not good with interest math and wondering if it would save us in the long run? Thank you all wonderful people!