+7 votes
by (2.8k points)
Long post alert.  I’ve been at my job for just over 7 months.Long post alert. I’ve been at my job for just over 7 months. This is the first paycheque I’ve had money deducted for my benefits. My benefits total $239. 60 biweekly. My hours have increased over the last 4 weeks but are decreasing again to my normal 22. 5 hours a week. My paycheque is normally 734. 75 but with all the deductions will drop to 495. 15 every 2 weeks. I worked my butt off to get benefits and now I won’t be making enough to live on every month. I want to get to a point of not having to depend on child support and government subsidies but it feels like I can’t get ahead. I have been putting any extra money I have at the end of every pay period towards my debt. I have paid about $4000 towards my lawyer since January when I started following the budget by paycheque method. I only owe him $4000 and was hoping to have him paid up in the next 3 months. Now it looks like I won’t be able to make any extra payments. I hate to think I’ve worked this hard to pay this debt to only be able to make one small payment a month now. I’ve asked to have my hours increased at work and they have told me flat out that they have no extra shifts for me. Yet they have hired more housekeepers and have given girls with less seniority than me more days/hours. I’ve also told them that I am having pain in my hand/arm from all the extra covid cleaning and their solution is to put my pail of cleaning solution ona cart and push it all day. Having my hand in that position all day makes me have tingling, numbness and pain into my shoulder by the end of my shift. Ladies and men I feel like I am at my wits end. What can I do? Also the economy sucks due to covid. Any suggestions are greatly appreciated. If you made it to the end thank you.  
Long post alert.  I’ve been at my job for just over 7 months.

5 Answers

+2 votes
by (520 points)
 
Best answer
I’m not sure if i have any suggestions but if you’re having pain from increased cleaning then increased hours will only make it worse. I would consider seeking a second job that’s not as demanding physically or switching career paths
by (2.8k points)
@chirp I’m not really sure what else I would do
by (3.1k points)
I do DoorDash. You just need a car and a driver's license. You can apply on the phone app and get approval right away. And you get paid weekly. It's great money because people aren't going out to eat. Just remember to save 25% for taxes. Honestly it has helped me tremendously with bills and such.  
by (2.8k points)
@isometric I’ll have to look into it. Thanks
+6 votes
by (9.2k points)
Do you work in a hotel? Hospital setting?  
by (2.8k points)
@sendal I work in a seniors facility
by (9.2k points)
@kepler1 is there any opportunity to cross train and work in a second department to pick up hours?  
by (2.8k points)
@sendal I tried working the kitchen and I didn’t like it
+6 votes
by (3.5k points)
Perhaps pick up a second gig so you’re making at least full time hours.  
by (2.8k points)
@brumfield5917 it’s hard to find work. I struggle just to get an interview
+6 votes
by (2.5k points)
Are you talking about depending on child support from your child’s father? If so, please do not feel bad for depending on that! It’s his kid too and he needs to help financially!  
by (2.8k points)
@grow20 yes. I want to be financially independent by the time my daughter turns 18
+5 votes
by (3.9k points)
Did your employer show you the cost before you signed up.? I would contact HR and see if they can remove the benefits.  
by (2.8k points)
@mandeville They never showed me the cost. It sure came as a surprise though
by (3.9k points)
@kepler1 definitely call them and tell him you can't participate in that it's not worth it for you
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