Question

Does anyone have experience asking to move due dates on credit cards or loans? I’m struggling trying to determine what to pay with what check. I have a lot of stuff concentrated in the last two weeks of the month. I find myself having to pay a couple things late waiting for the last check of the month. It been hard to get ahead of it. I keep working scenarios to try, but I think my personal loan needs to move just 5 days so it’s at the beginning of the month. I’m paying it with last day of the month check anyway.  

Answer 1

I moved my car payment because it was the same week as my mortgage and it was super easy. My car loan company just require it be like two weeks prior to the next due date. So after I paid my loan and it cleared, I called to have it moved to another pay day. It's made things SOOO much easier in means of budgeting.  

Answer 2

You have two options you can split payments up or move around payments so you won’t be in the hole.  

Answer 3

I moved my car payment and 2 credit cards. They were very easy to do