+4 votes
by (390 points)
Do you lump your snowball payments together and pay one payment a month or do you pay as you would have paid the bills? Here are the debts/expenses we had and now we paid them off or canceled.  
Do you lump your snowball payments together and pay one payment a month or do you pay as you would h

3 Answers

+4 votes
by (1.6k points)
 
Best answer
I adjust my budget by paycheck so the new snowball amount is listed as the minimum payment for the debt I’m working on. So wherever Navy Fed falls in your month the payment is now $300+ or whatever it is.  
+4 votes
by (260 points)
I only have one so far  but I pay it as I would have paid the original bill otherwise I wind up spending if I wait and combine it into a lump sum
+3 votes
by (390 points)
Thank you!  
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