Question

Thoughts on credit cards that really work for you? I don’t care about flight miles. I have an old navy card and it works for me - get tons of rewards, keep it paid off etc. I have a Disney rewards card (the one with the annual fee) and I just am not feeling like it’s really doing much for me. I don’t use it for everything and then pay it off like some people do with it. The rewards aren’t enough. Let me know what ya think  

Answer 1

We have the Capital One with no annual fee and cash back rewards. We put our recurring payments (tv cable, business things) on here and pay it off monthly and get the cash back rewards. We always just apply to our balance and it is free money

Answer 2

If you shop at Costco, it's worth getting a card through them. No fees. But 4% back on gas anywhere, 3% on restaurants and travel, 2 at Costco, and 1 for everything else. Much better than fee based cards. It's a visa, works anywhere.