So the golden butterfly seems to be working for me. While my 401k and roboadvisor is down my golden butterfly actually went up these past two days. Granted, my GB fund is rather small so this is purely anectodal but it was interesting to see. (BTW I'm not panicking or selling or anything. I think this virus stuff is way over-hyped). Who else has a GB fund and how well did it perform these past few days compared to your other investments?