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I have cash set aside that I was planning on putting into Betterment and Fundrise. However, because of Covid-19, my wife is no longer working and as a result we have lost 35% of our annual income. Should I sit on this cash until life gets back to normal, or does sitting on it mean I am missing out on an opportunity to "buy low"?  
I have cash set aside that I was planning on putting into Betterment and Fundrise.

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