WWYD? I have $850 left to put towards a cc balance (I paid off one this morning ) and I'm between 2 of my cards Tj maxx has a 1775 balance at 29% interest Chase has a 1410 balance at 24.49% Help me decide!

Question

WWYD?  I have $850 left to put towards a cc balance (I paid off one this morning ) and I'm between 2 of my cards Tj maxx has a 1775 balance at 29% interest Chase has a 1410 balance at 24.WWYD? I have $850 left to put towards a cc balance (I paid off one this morning ) and I'm between 2 of my cards Tj maxx has a 1775 balance at 29% interest Chase has a 1410 balance at 24. 49% Help me decide! My husband and I do a mix of the snowball and avalanche between our cards for our payoff plan, so I'm not partial to one or the other. I would just love to reduce my monthly bills by a few dollars

Answer 1

Which option would put you below the 50% use first.  

Comments

Good answer!  

Answer 2

Higher interest. That 29%is baadd

Answer 3

Half and half cuz I’m indecisive  

Comments

Me too! hahah I keep changing my answer!  

Answer 4

Tj max for sure.  

Answer 5

Chase. You’ll see it paid off sooner.  

Answer 6

Tjmaxx for sure

Answer 7

I would say TJ Maxx

Answer 8

Being they are fairly close, the TJmaxx

Answer 9

Higher interest

Answer 10

I would work on eliminating the one with the highest monthly payment that will free up the most to go toward other debts.  

Answer 11

Draw from a hat!  

Comments

Highest interest rate always wins for me though when they are so close in balance!  

Answer 12

Chase and then snowball the payment from the card you paid off today onto it too. You’ll knock it out super quick and the can focus on tj maxx

Answer 13

I’d toss it towards chase or whichever has the highest minimum payment. Frees up that money to put towards the next card once it’s paid off.  

Answer 14

They are both so similar in balance I personally would do higher rate

Answer 15

TJ. Pay higher interest and save you some money girl! That’s what I would personally do.  

Answer 16

Thanks yall, I went with tj!  

Answer 17

Go for the higher interest rate - and slash that balance nearly in half! :)

Answer 18

TJ Maxx ! Then close that sucker asap!  

Answer 19

TJ maxx would be my choice.  

Answer 20

Tj maxx!  

Answer 21

I'd say TJ Maxx then it will move up to the snowball order which is great because it's also higher interest.  

Answer 22

I had this same issue with Tjmaxx and Td cresit card, do the TJmaxx 1st