We have gym memberships for all family members, it’s defiantly more expensive then $20. (It’s $133 for the 3 of us) Ours is to a local YMCA though and we use it at least 4-5x a week each. This allows me to take my daughter to swimming lessons, active art programs, child minding etc for no extra cost. I love the flexibility of the different programs. For us though we only pay for part time daycare which saves us $500/month in daycare costs so I use this to off set my sanity as if I’m not at work I have my daughter every day, regardless if I just worked a night shift or not.