Question

Hey ladies.  I am hoping you’ll take the time to read this and give me your input if you’d like.Hey ladies. I am hoping you’ll take the time to read this and give me your input if you’d like. I’ve recently gone through a break up, just about two weeks ago. Anyways, I moved some of my things out and have been staying with my work partner. He agreed that I could stay here and pay him 300 a month. This sounded great however, I am finding myself around him 98% of the time and don’t want it to put a damper on my work situation since I like the current station I work out of. On top of that I have noticed him getting a little clingy and making sexual comments and I don’t want to give him the wrong idea by me staying here. I am working on setting extremely clear boundaries. Since I have been feeling overwhelmed by staying with him I have been looking into other options. To roommate with friends or live on my own. With roommates: I would be spending around 500-700 a month and would have my own room and potential bathroom. (Right now I am sleeping on an air mattress in the living room). However, I am pushing 30 and have never lived on my own and since going through this breakup I am finding that I just want to be alone and have my own things. Make my own decisions. Be in my own space and really figure out where I want to head and strive for. Living on my own would put me around 800-1000 a month in rent for a studio/1 bed depending on what I find. I’m torn because I want to save money and enjoy life a little without having to worry about money but I am feeling this pull to live on my own. Even if it isn’t the nicest place or a bit small. Anyways, I do have a car payment. And have about 2 grand in debt. I have a little over a 1000 in an emergency fund. What do you ladies think? Should I suck it up and live with friends to save a little or should I experience living on my own and being out a little more money a month. I will add I make anywhere from 2-4 grand a month. Thank you so much

Answer 1

I support you living on your own if you realize you will need a slush fund of about your rent set aside in your higher months in case things get sticky on the lower pay months. After that keep attacking the debt. Your life hasn't been truly yours in a while it sounds like. Having freedom to do as you want seems necessary. Just please get away from the co-worker ASAP. If he's being suggestive and you don't have a door to your own space things can slide downhill quick!  

Answer 2

Alone. Moving is expensive in the event things don't work out with a roommate. And when you love your space, and feel comfortable in it, you won't necessarily feel like you need to go out for fun. You can invite friends over instead.  

Answer 3

At almost 30, I’d have died having to room with others. With that said, you need to have your own space and peace of mind. Home is supposed to be a place of peace. Not a place you hate going to daily. Decorate your space and just learn to breathe alone. It’s fun being alone. I did it at 18, and never ever regretted it. I’m 33 now, have four kids, four dogs, and a husband. I don’t know what quiet is anymore, and am so thankful I had the opportunity to have that quietness in my lifetime.  

Answer 4

If you can afford it and want to live on your own do it. It’s a great life experience.  

Answer 5

Definitely get out of your current situation. As for where you should live now: living on your own is ideal (everyone should at some point in early adulthood) but your income varies a lot. If it’s closer to 2K/month then 1K is too expensive for you. Also you’ll need 1st/last month rent, security deposit, utility fees that go along with moving. If you generally earn closer to 4K then you can afford to live alone AND live. Good luck!  

Answer 6

I would say live on your own and possibly pick up a side hustle or a part-time job for extra income if you can fit that in so you can still save too.  

Answer 7

If it were me, I would try to find a cheap place of my own

Answer 8

I’m 40 and just bought my first home and i’m living alone for the first time. i’ve always had roommates until now. but because of it i’ve been able to travel a lot more and see and do and go. moving doesn’t have to be expensive. a uhaul is about $100 and you just grab some friends and a pizza and go for it. some of the times i did it all myself. you can definitely still have your own space with a roommate. it all boils down to what you feel comfortable with. i personally never wanted to be in a situation where money was tight and i couldn’t have the freedom to go out there and see the world. and not all roommates are bad. i’ve made some amazing friends along the way. but definitely move out of creepers place!  

Answer 9

Live on your own.  

Answer 10

Definitely get your own place. Yeah it would cost a little more but it's yours. Your rules your place and from past experience living with friends is a quick way to ruin a friendship

Answer 11

Def move out asap

Answer 12

It would be hard but let him know those comments are not acceptable or appreciated. Just cuz you are a female doesn't give him the right to make you feel uncomfortable. Then sit down and look at some of your goals and what you need financially to achieve them. Make a pro's and cons list of living solo or sharing a place, maybe that will help you. Either way, I would set boundaries and move out immediately if he doesnt respect them.  

Answer 13

Just my two cents, but at some point you have to take that first step towards being independent. You need to have your own space and do things on your own. You can do it and once you see that you can you will feel empowered. You don’t have a lot of debt right now so it’s okay to take a few steps backwards to move forward. Wishing you strength, courage and blessings.  

Answer 14

Live on your own. It was the absolute best experience of my life, it helped me discover myself in a whole new way. I believe it helped me become a better wife because of that experience as well.  

Answer 15

If you can find a way to swing it, I would say live on your own. It sounds like that is direction you want to go in, and the extra in rent isn't really that much more.  

Answer 16

Live on your own. You need to stand on your own two feet. It will do you a world of good - even having a roommate is not the same growth experience as living alone. You won’t regret it!  

Answer 17

If you can find a cheaper end place go on your own but if all you can get is the expensive side then get a roommate. Take the money you’ll save and put it towards debt and get on your own in like a year.  

Answer 18

I feel like in your gut, you know what to do. Trust your instincts!  

Answer 19

Probably the latter. Experience living on your own and see what you are capable of. You never know, you may even realize that your a hustler. Learn more about yourself. If YOU think you cannot do it yet, then follow your gut and live with friends to save money and then move out.  

Answer 20

Live on your own! Looks like you can afford it ♥️

Answer 21

Try writing a budget for living on your own. You make good money. Factor in rent, insurance, water/heat/electric, food, cable/internet, cell etc. See where you sit. Take your lowest month as your income.  

Answer 22

My suggestion would be to create a budget in everydollar and see if you could afford your own space or if you should rent with friends. Put in all expenses and then decide if you want to use extra money for rent or experiences. It looks like you could pay off debt easily with your income so I’d focus on that. You mention a car payment, is that in addition to the 2k in debt? Either way I definitely think you need to move from living with this work guy. Sexual comments are not acceptable, you can create boundaries but also really dude?!  

Answer 23

I suggest finding a place of your own. My husband has never lived on his own and I find that has caused some issues for us. If you can afford a place of your own do it.  

Answer 24

Trust your gut. do what makes you happy! but if I were you in this situation I would def get a place on my own! Good luck with whatever you decide ❤

Answer 25

Live by yourself. Managing your money is managing your life. Some of my best memories are from living in a MIL apartment cooking on a hot plate and little bbq.  

Answer 26

Love alone if you can afford it. Budget it out and see if the numbers make sense. Sounds like you need the space.  

Answer 27

I think roommate, to save. and build up money. I wouldnt sign a lease though cuz u never know when a great priced place will open up.  

Answer 28

Consider who you would be rooming with. Do they have the same goals as you? You want to be around those who are going to encourage you to get out of debt, not hinder that! Definitely do your research on living on your own. If it’s an apartment or duplex, ask the manager what the expenses typically are - what is included/excluded. Plug the numbers into a full monthly budget and decide if it’s right for you. I would personally get my own place. Then your life is yours and you get to make your own decisions without peer pressure from roommates saying you are stand-offish or no fun when you choose to not go out. And, at any time, one friend can bail and then your rent goes up anyways! Best of luck!  

Answer 29

I found myself single again at 28 and needed to live on my own to get space and perspective on where I wanted my life to go. I’d get away from your colleague cos if that turns sour , worst case scenario you could have to look for a new job as well. Budget well and you’ll be fine in your own. I was very lonely for a while but then loved it (met my husband a year later and was so glad I’d had that time to myself) Good luck!  

Answer 30

I’d move out on my own. In all honesty unless you suddenly become rich you are always going to find yourself in “debt” credit cards, rent, mortgage, student loans. Don’t get me wrong I love the budget mom and all that she stands for but her business is what got her out of debt. And what’s allowed her to buy her half million home in cash!  

Answer 31

If you can afford it then 100% live on your own. Either way I would definitely get out of the current situation ASAP.  

Answer 32

The freedom from living alone will be priceless. It may cause a bit of anxiety at times, but you seem to have friends that can help.  

Answer 33

Get your own spot. It's empowering! Keep it for a year or two. You can always get roommates later. I would move out of your co-worker's spot asap.  

Answer 34

On your own with cheapest rent you can find.  

Answer 35

I would live alone. You will probably need it coming out of this break up. You may have to adjust expenses / paying down debt until you can develop a plan that works for you

Answer 36

I think everyone needs to experience living on their own at least for a year. You need to figure out who you are and what you want in life. Think of being on your own as a new adventure. If you can afford it without putting your finances in a complete downward spiral, do it! If if just a little stressful and you need to cut back, it will be worth it to take a little longer to pay off your debt.  

Answer 37

Live on your own!  

Answer 38

Live with a roommate. make sure the difference is out towards your debt

Answer 39

Yes live on your own and try it for one year. you can continue to budget and it will be good for your strength and mental health too!  

Answer 40

I would live with your current roommate until you pay off your $2, 000 debt. Save for security deposit and utilities deposit and have at least 2 mi the of expenses in the bank. And it clear you are not looking for any relationship with anyone from work and I would find a side hustle or part time job so you are only home to sleep. It will help you pay of the $2, 000 and get your security deposits and moving expenses because you clearly need furniture and dishes and shower curtain and towels. Once you have that maybe end of summer or even 2-3 months you can move out on your own and then worst case you can get a roommate bit if you get a studio apartment in a safe neighborhood and building close to a friend or family then you will be set up nicely. Make it clear that you want no relationship and you value his friendship and get your second job and you will be on your own and happy,  

Answer 41

Assuming that you can comfortably cover $800 a month and full utilities (and internet) then I’d probably go that route. If not, then I’d say move in with friends ASAP. The other situation doesn’t sound comfortable

Answer 42

Whatever you do I would get out of your current situation. It doesn’t sound healthy at all.  

Answer 43

I lived on my own and yes sacrifices get made but that was my choice and my priority to have a cute safe place to live. Did i eat PB & J daily for lunch? Yep, but totally worth it!  

Answer 44

I say live in your own. You don't need to furnish everything right away. Just the basics and then build up to it. Just FYI. your work partner situation sounds all too familiar and a bit creepy. I do believe some men will offer because they have another agenda (not our best interests in mind). Huge red flag.  

Answer 45

Go it alone. Work on you first.  

Answer 46

Live on your own but try to find the cheapest place you can & budget accordingly. It sounds like your situation now is making you uncomfortable & you need your own space to breathe, regroup & deal with the breakup. Hang in there ❤️