Thank you all for all of the recommendations. Also, thank you for being helpful and kind rather than judgmental. I see people post their stories frequently and I know it can be easy to pass judgment at first glance. What you don’t know is many times it could be from many things rather than just lack of responsibility that lands people in these hard situations. I’ve never been behind on bills in my life. @
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harrelson26ut my husband lost his job of 8 years in 2018 due to downsizing. His income carried the home. He was laid off for 4 months and found a new job that was just supposed to be temporary. That it was. Exactly one month to the day of him starting there, he was let go yet again due to downsizing of department. We had to use cards to pay bills. Since he got his current job at the end of 2018, we’ve been trying to backtrack and makeup on all we racked up in debt during that time. Seems like you can’t ever get ahead. This year, we both had great full time jobs and things were finally looking up. @
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harrelson26ut in the 3 month window (before you can get insurance and benefits) at my new great job, we found out we had an ectopic pregnancy that prompted an emergency surgery due to a completely ruptured tube. That has landed us about 25, 000 in medical bills alone. Shortly after I returned after that incident, I had to leave that really good job because I physically and mentally was not prepared to jump back in when I did. All of this to say, I am not a fan of pity. At all. @
harrelson26UT, being understanding and giving people grace is so important. I used to judge people who had a lot of credit card debt. Now, I know that it isn’t always just a shopping problem. Thanks again for your advice.