I am so torn on how to use my tax money! I thought I had a set plan but now that I’ve written every balance, interest rate, and payment down I’m confused. I got back $1, 800. I know people say student loans first, but they’re actually my lowest rate(besides the car). Should I just work on the higher balances or the rates?! I need opinions side note: arbella is my car insurance and I just used my sinking fund to knock down half of the total, so I’m not sure what my monthly payment will be.