Oh sweet Jesus! "Excel" is like a curse word in our home to me! I was JUST talking to my hubs about this today. For me, numbers have always been difficult. My brain just can't I have tried to budget for years, I've tried everything and would always end up confused, frustrated and failing. When I found TBM in January, I joined this wonderful group and watched Miko's videos. It suddenly clicked. Over the past month I printed up paycheck trackers for us to use that will work for us and our income. I am so thankful but the KEY is to make it your own. Make your budget system work for you, not against you