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Hello everyone! So my husband got me the budget by paycheck work book for Christmas and I am finally getting around to doing it.

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by (140 points)
Hello everyone!  So my husband got me the budget by paycheck work book for Christmas and I am finally getting around to doing it.Hello everyone! So my husband got me the budget by paycheck work book for Christmas and I am finally getting around to doing it. ‍♀️ (I am the one who asked for the book) So what’s y’all’s break down for the envelops? Like % wise. or how do I figure out where to start? Thanks in advance
Hello everyone! So my husband got me the budget by paycheck work book for Christmas and I am finall

2 Answers

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Track your expenses for a month ; I budgeted based on my spending habits . And I tweak as I go
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by (16.5k points)
It’s not a percentage. It’s your budget. So go back a few months with your bank statements, average your spend for each category and plan your budget. You can tweek It month to month as you learn and adjust. Think gas, groceries, household.  
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