I actually split mine with my sister. I have her as my extra adult. Then we both only pay like $65 a year or whatever. If my hubby ever needed it, Id just call anyways so its no big deal that he's not on our AAA plan. Maybe find someone to split the cost with :) Some years I never use it, and other years I use the crap out of it for tows and when i lock my keys in my car and such