Good afternoon really looking for some help. At the moment every month I am in my overdraft. I’m having to use it just to get by and pay bills every month. As soon as I get paid I lose £500 of my salary that pays back the overdraft, then as the month goes on I have to use it again, you get the idea. This is the same every single month. If I could just get out of this overdraft cycle I would actually have money and would be able to clear other debts. I’m just so reliant on it at the moment I can’t see a way out. The fees are very low. Any ideas please?