Subject: Tax Returns **First Post Ever** I am receiving over $3k (not putting the exact amount for privacy) but I’m not sure where to start as far as allocating the funds to create that snowball effect in my finances. Some of the things I need to pay off: College Debt to get back into my classes. If I don’t soon I’ll be paying back my school loans, but I’m so close to graduating. Credit Card payments Medical Bills I want to: Emergency fund for my son and I. Small business (not debt, but to further my business) Up coming savings because we’ll be moving soon. (Is this what a sinking fund is? ) Work wardrobe (for the promotion I got, more of a want, but Goodwill will be my best friend) Open for constructive criticism and advice! Thanks