When I used actual cash envelopes I had this fear, or the fear of losing them. The individual envelopes made my nerves so bad. I then got a cash wallet that I saw a friend of mine using and it made me feel so much more comfortable . I carry all of my weekly cash categories with me in my cash wallet (Bella Taylor cash wallet) and bc I don't have to fidget with an actual envelope it is so much more comfortable for me and it doesn't draw attention to myself like the envelopes did.