I did it 18+ years ago. worked good for me BUT, if you try to reestablish credit do it right. I’m back to paying down debt (single mom now and make much much more than I did then) and have grown in my expectations of what are needs and wants. I came out the deal with a new car (turned mine in and lawyer knew of a program where I got a new car, less payment etc), kept my home, etc . Find a good bankruptcy attorney which will handle all paperwork and go to the court proceeding with you.