I placed 3 online orders in the last few days that I paid for out of our bank account. They were "me" things like a calendar for my Happy Planner. I found myself thinking "how do I cover those since I have all the money (except my buffer) from our paycheck already allotted towards paying bills. Well DUH! It hit me like a ton of bricks and did I ever feel stupid! I totaled the 3 things up and am just taking that much less for my allowance envelope for this month. Now, how many others have just over-thought this whole thing to the point where you got thrown off by something like this? The light bulb turns on.!