Question

I have an account in collections that is reporting on my credit. It’s $100 and I have the money to pay it. Is there a way to pay it and get it off my credit? I have no idea how that works but it would really boost my credit if I could get it off my report.  

Answer 1

Request a pay for deletion you have to make sure you get this agreement in writing and signed by an authorized person at the collection agency

Answer 2

They will report back that balance was paid in full. Won’t be a huge difference in your credit but it will be a positive update!  

Answer 3

I just paid by bill that was in collections. Mine was from the dentist office from a few years ago. I just called the dentist office and made my payment with the dentist office and they said they will email collections for me.  

Answer 4

Write them and request a pay for deletion.  

Answer 5

I just did this and most report to the bureau on the 1st of the month. The Two debts I paid will be removed then!  

Comments

@southworth55335 how did you go about it

---

@nisbet32782 I just called and said I wanna pay off my bill and how do I go about getting it removed from my report and they said they report to the credit bureaus the 1st of the month and that’s when they’ll say paid in full.  

---

@southworth55335 I don’t want it to say paid in full though, I want to get it removed completely if possible

---

@nisbet32782 sorry I meant because it’s paid in full it’ll be removed

---

@southworth55335 not necessarily- not all collection companies remove it from your report.  

---

@loeb3 ok. The ones that I talked to and have debt with are.