I am dealing with this as well, we’ve paid off 20, 000 in the last year, 400k to go including house, cars, medical, loans, student loans, back taxes, etc. I want to cry at times and hide from it, but know it will still be there no matter what. I want to be that crazy story of being debt free in 12 months, 36 months, my story will be “debt free in 1000 months”