Question

Going through my debt tracker and realized i’m in need of a better company to refinance my student loans, any suggestions?! thanks

Answer 1

I used credible and got better rates than sofi

Comments

However, if you have federal loan currently now is not the best time to refinance as they stopped accruing interest

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@sugary thanks i’ll try credible too! mine are private not federal

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Yes, I second Credible. Just this week I went through them to find the best refi option for my private loan, there were plenty of options provided.  

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@southeaster6 thanks! I am waiting to hear back  

Answer 2

I keep looking into. omg I am drawing a blank SoFI? I think? I hear good things but haven’t pulled the trigger.  

Comments

@visit inrefinanced through SoFi and am very happy with them. The process of quick and easy and I got my interest rate down from 9. 45 to 5. 25 with my husband co-signing for me. I wish I would have done it sooner.  

Answer 3

Oh ok! i’ll try that. I started sofi the other day but never finished uploading my documents!  

Answer 4

Please keep in mind, if you refinance any federal student loans you will lose any benefits that a federal loan brings with it.  

Comments

@berstine mine unfortunately are with earnest and they are private  

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@tiebold sorry  

Answer 5

You can consolidate with fedloan servicing and then keep the federal benefits of using income driven repayment plans.  

Answer 6

EdvedtinU and Citizens Bank have good interest rates

Answer 7

I refinanced private student loans through PNC.