The answer to this may be obvious but I still want to ask! My husband and I received an extra $3, 000 we weren’t expecting. Woohoo! However, I’m stuck on what to do with it. We are expecting a baby in August, I will not be returning to work for a year. I have income now but won’t when baby comes. He is military so medical is covered. We are able to live off of just his paycheck. We have literally everything we could possibly need for baby minus a few little things. Here is what we have going on: Credit card 1 - 5. 9% interest: $1, 400 Credit card 2 - 5. 9% interest: $1, 550 Emergency Savings we’ve built up: $4, 500 I know it seems obvious to pay off our last two credit cards, but we also really want to build our savings to $5-10K. Usually with expecting, people say to go stork mode and save everything. I’m addicted to saving, but I know paying these two cards off would free up $100 a month. What would you do?