My old job only paid us during the school year, so I spent two months with no income. It became a process of needing my tax return to cover us in the summer and to stock up on things like toiletries, dish soap, other cleaners, etc. Mostly I started on prior to when I really needed to stock up by seeing how much we went through in one month. I won't need to stress as much about it this year since I'll get paid year round, but I think I may keep up on my stockpile. It's nice not to have to worry about buying extras and if you keep an eye out you can add to your stock pile when a good sale hits. But two stipulations, you need to have room for it, or for things like toilet paper or cat litter, I had a cash fund specifically for it that way I was only buying one package at Sams at a time as needed, but it was fully funded. (But dollar tree is awesome for things like hairspray, toothpaste, dish soap, etc. )