Question

$127, 475 is my total debt including mortgage. It feels like so much money! One day at a time. What are your totals?  

Answer 1

We have no mortgage but our total debt in our car + credit card + student loan = $56K.  

Comments

@decolorize not bad keep at it!  

Answer 2

$426, 796 Mortgage, student loans and three credit cards almost paid off.  

Answer 3

Including 2 mortgages (1 is a rental property) around 400, 000. that’s mostly what it is. Our only other debt is a truck that will be paid in May.  

Comments

@adele2 congrats one advance you are almost there! ❤️

Answer 4

$121, 165. $66k - student loans, the rest is credit cards, 1 personal loan, and 1 car loan. No mortgage.  

Comments

@archery we can do this!  

Answer 5

80, 000 Credit cards, two car loans

Answer 6

We are 171, 000 Deciding to sell our home was the best decision we made this year With that and tracking with the budget system we’ve paid off $27, 000 worth of debt since the New Year

Comments

@thurman803 27, 000 is fantastic! I wish I could! ❤️

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@own1113 we had to make some huge shifts and hard decisions but we sat house broke for far to long

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@thurman803 understandable! ❤️

Answer 7

Including mortgage, about $350K.  

Answer 8

Including mortgage, I'm at almost 400k

Answer 9

172, 285 consumer, student loans, and mortgage

Comments

@macassar48404 We got this! ❤️

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@own1113  

Answer 10

43000 two cars and credit cards

Comments

@sawicki I’m trying to pay my car off by next year.  

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@own1113 we just got both of our cars so we are more focus on paying off the cc

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@sawicki I got mines in 18. My goal is to be done with CC debt by July and go hard on car. Then tackle student loans.  

Answer 11

That's a bargain since you included your mortgage

Comments

@ish3 is it? I feel like it’s a lot. Maybe it’s just me. I ask myself where did I go wrong.  

Answer 12

9k and some change

Answer 13

$37K plus or minus

Comments

@glans We got this!  

Answer 14

We are $613, 911. 43! This is 2 credit cards, one debt consolidation loan, a vehicle loan, and two houses. Hopefully we will be selling the house we live in now, and move back into the other one, by November!  

Comments

@skolnik5 You got it!  

Answer 15

$643, 465! Includes 2 mortgages (I own my condo from before we lived together), $18K for my car loan, and about $25K in consumer debt  

Comments

@bummalo I feel like I will get married before I will pay off my mortgage. ❤️

Answer 16

Around $155000 with mortgage. $5000 will be paid this month to the truck and mortgage will be all we have left.  

Comments

@mahatma63287 progress! I love it! ❤️

Answer 17

Including mortgage about $207k.  

Comments

@adelaidaadelaide513 we got this! ❤️

Answer 18

Around $45k, all credit cards  

Comments

@virgievirgil198 one day at a time! ❤️

Answer 19

Including our mortgage about 300k

Comments

@kendrick we got it! ❤️

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@own1113 I pray to God we can do this  

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@kendrick  

Answer 20

I don’t remember the exact total and I am not at home to look, but about 32k. 17 is student loans and 8 is my car loan

Comments

@td2981 keep pushing!  

Answer 21

$240, 000 and going down! Looking at a 7 year plan to being debt free!  

Comments

@obeisance81 yaaaasss you can do it! ❤️

Answer 22

100, 272. 19 including mortgage and a truck payment

Comments

@lamartine we got this! ❤️

Answer 23

Just the mortgage. $108, 951. Once we get our six months of expenses in an emergency fund (about halfway there), we'll start doing a major dump on the mortgage. Hope to pay it off within 5 years (just got it in September).  

Comments

@whetstone6498 you just got house in September?! Awesome! ❤️

Answer 24

119, 000, that’s everything, house, Jeep, student loans, consumer debt.  

Answer 25

$171k including mortgage

Comments

@microprint we got this! ❤️

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@own1113  I use to stress about, but now I’m looking at it in smaller chunks with consumer debt being my main focus. I look at student loans and mortgage as “good” debt in the sense that I get tax benefits, a higher paying job because of my degree, and a roof over my head for me and my daughter. That’s how I stopped getting anxiety over the numbers  

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@microprint good idea! Once I pay off my credit card debt, I’m going to tackle student loans then mortgage.  

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@own1113 same here  

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@microprint ❤️

Answer 26

8, 025 for everything! Hopefully have it paid off this year or early next year!  

Comments

@kirschner You definitely got that!  

Answer 27

With credit cards and a car payment it was 12, 108. I’ve really buckled down and it’s now 6, 678. But that took me a whole year to pay off! You can do it, just takes time! You got this!  

Comments

@canned that’s awesome! Thanks for your encouragement! ❤️

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@own1113 you got this girl

Answer 28

182k including mortgage. The rest is 3 student loans, 2 credit cards, and a car.  

Comments

@argyrol We got this! ❤️

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Yes we do!  we’ve already paid 2 things off this year. But my husband has literally been working 160+ hours every 2 weeks and he’s gonna need to stop doing that soon  

Answer 29

That is the totalof my husband's student loan.  

Comments

@pyroelectric62 those student loans are like a headache.  

Answer 30

$681, 914. 00 - Home, Condo (that we kept as a rental and now can’t sell due to the market), truck, SUV, Credit line, Credit card, personal loan. Holy ! When you add it all up it seems insurmountable. We do have a “decent shovel” though. So we trudge on and keep at it. What other choice is there? Giving up is not an option!  

Comments

@stere you are absolutely right. The market is bad right now?  

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@own1113 it is here. I’m in Calgary Alberta  which is caught in a huge recession. Our economy is tied up mostly in Oil & Gas but when the XL pipeline didn’t get approved and several other pipelines were blocked that left us with no way to get our oil to market. So where my Condo used to be valued at ~$260K I would now be lucky to get $170/$180k and I owe $210k. I’m trying to decide right now if there’s a way for me to come up with the extra $30-40k in order to sell it or hold on to it for a few years and hope the economy rebounds. Economic forecasts say recovery is 5-7 years out.  

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@stere I’m so sorry to hear that.  

Answer 31

I am fortunate to not have a mortgage do to buy our house with cash 2 1/1 yrs ago. But I have about $38, 000 with credit card, car loan and personal loan in debt

Comments

@babar #goals to buy a home with cash! ❤️❤️❤️

Answer 32

We have $107, 000 miraculously my student loans dropped $40, 000 after doing a new repayment plan!  

Comments

@stun10 all for repayment plan! ❤️

Answer 33

About 80, 000 total. Credit cards, cars, loan, med bills + student loans  

Comments

@euton33 I feel you! Medical bills  

Answer 34

Including our mortgage about $205, 000.  

Comments

@adele2 Plouff You got this! ❤️

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@own1113 Thanks girl! You too! It sure is hard work, but I know it will be 1000% worth every moment!  

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@adele2 Plouff And you are right about it. I like this group because it keeps me motivated to succeed.  

Answer 35

About $90, 000 includes mortgage

Comments

@vastah awesome! Keep going! ❤️

Answer 36

86, 000

Comments

@unhappy You got this! ❤️

Answer 37

$4, 754. 50! in debt. $12k in savings no student loans or credit cards.  

Comments

@cuthbertson85131 awesome savings! #goals

Answer 38

290k-ish. 203k mortgage, 15k car, 68k my student loans, 6k hubby student loans.  

Comments

@hoenir you got this! Y’all will do it! ❤️

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@own1113 ty!  

Answer 39

$29k ish. Truck payment and braces. Started at almost $60k any many more bills

Comments

@triennial2 you are making progress! ❤️

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@own1113 thank you! It’s exciting to see!  

Answer 40

I don’t want to come across as bragging but officially $0. In the last year we paid off all debt, cars and bought our house in cash. I personally 5 years ago had about $80, 000 in just credit cards alone. Through budgeting and an amazing work opportunity for my husband, we were able to do pay everything off.  

Comments

@archaic yeah get yo brag on! Proud of you!  

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Thank you ladies! I never thought I’d see the day. That $80, 000 was consumer debt and didn’t include my car or a mortgage. It’s an amazing feeling.  

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@archaic so happy for you!  

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@archaic This is awesome. Do you have some advice for us that are trying to make it there?  

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@own1113 honestly hard work and a really good financial advisor. For 5 years my husband worked 14 hour days building his company and just over a year ago was able to sell it which left us in a really good financial position. But he sacrificed a lot to get were he is.  

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@archaic thanks for your honesty! Continue to root us on! ❤️

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@own1113 keep at it! You’ve got this! It’s hard work but so worth it!  

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@archaic ❤️

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You totally have a right to brag! Wtg!  

Answer 41

Including the mortgage I think we are at 170k  

Comments

@kala7591 Don’t feel bad we are in this together! ❤️

Answer 42

6, 000 credit cards (3000 was to try to save my dogs life so no regrets there), 6600 car, 3200 personal loan, and 89000 on our house. 4200 is having to be paid for our bathroom to be out back together after a horrible leak and just found out mice destroyed the ducts under our house and are getting in through them so they all have to replaced ASAP looking at 2-5k. Seriously feel like we’re drowning

Comments

Might not seem like a lot to some here but our income is 35 a year and we have 5 kids under age 10. That’s a huge amount to us lol

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@northman One day at a time. Life happens and we do our best. Don’t beat yourself up. Refocus and keep pressing. We all have been there. ❤️

Answer 43

Around $217, 000. A few credit cards, cars, a house, a HELOC, a new roof, and student loans  

Comments

@blandina81318 You got this! ❤️

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@own1113 thank you

Answer 44

$14k LOC, $5k SL $425k mortgage.  

Comments

@laubin647 5K student loan I wish! You are doing well! ❤️

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I graduated 15 years ago, so I’ve been paying for a long time! Thank you!  

Answer 45

About $56k

Comments

@applause that’s great! Keep going!  

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@own1113 thank you! Main thing is we don’t own a home, and have only $6k in student loans (thankfully)

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@applause yes knock those student loan out!  

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@own1113 we sure will! Have a few other priorities! But proud of us for only having 1 with both of us being in school for the last 5 years

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@applause yes every win counts! ❤️

Answer 46

$32, 000 medical debt/credit cards. $101, 000 mortgage. $20, 000 car.  

Comments

@huesman We got this! ❤️❤️

Answer 47

I am right there with ya! I have over 100, 000 as well wanting to add the budgeting on my YouTube channel but afraid to share the number, but I am also tired of seeing only videos with four debts  

Comments

@paperweight69 Share it with the world. There is someone that is going through the same thing and you never know what example or motivation you can give someone else. I have my whole team at work saving money and saving for their ER fund. They have their coloring charts up at the cubs. We all need to be a blessing to someone else and build others as we are building ourselves. That’s what the world should be about. ❤️❤️

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@cauliflower yeah everyone is amazing at paying off their debt and I don't want to be little anyone rocking it, I just want to know I ain't the only one that has over 100, 000 not counting house  

Answer 48

265000 just me a single mom, including my mortgage

Comments

@gujarat Me too single mom here. I understand the pain. One income house sometimes is no fun.  

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@own1113 not its not. But we make it happen. God is good

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@gujarat Amen!  

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@gujarat $200k single mama w mortgage car SL lasik surgery and credit cards ugh

Answer 49

$25, 000 credit cards, medical, car loan, and hvac loan credit card $71, 267 mortgage I feel like we will never get ahead  

Comments

@cauliflower Thank you! It’s so hard to stay optimistic!  

Answer 50

101143. 87 including mortgage

Comments

@masurium We can do it! ❤️

Answer 51

$142, 000 mortgage and $35, 000 2nd mortgage to get our addition started.  

Comments

@robb Awesome! ❤️

Answer 52

$115, 000 Credit cards  and student loans  single looking to downgrade my living in Cali it’s taking 60% of my monthly income

Comments

@mapping So Cal here! Looking to move also.  

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@seta4229 yeah that new stadium made rent go way high

Answer 53

We are debt free but don’t own a house. houses in our area are $600K + - the idea of a mortgage that high scares the crap out of me  

Answer 54

9k (4800 car, 1400 computer, and 3200ish cc) but we rent an apartment haven't looked into a house yet.  

Answer 55

$1000 student loan 2500 medical bills $400 from a loan

Answer 56

$380, 000. Mortgage and car, plus a small line of credit balance for my husband

Answer 57

Oh gracious! About 3. 5 million  I try not to let it keep me up at night. we have rental homes and business properties.  

Answer 58

385k, 320k is mortgage, single & self employed

Answer 59

I wish I was at that including a mortgage! We’re at $142, 000 and we rent! I get having the feeling of it being so much money though! It feels like it’ll never end but you’re right it’s one day at a time and small changes that make a big difference in the end!  

Answer 60

That’s not bad at all

Answer 61

That’s about what we’re at. Mortgage and medical bills.  

Answer 62

91k mortgage, 124k student loans. 5, 000 CC, 25k for cars. I just graduated with my masters in Nursing to be an NP after I pass my boards. So hopefully better money to pay off this debt quicker then later!  

Answer 63

I do believe we are at 160k in total debt (house, car, credit card)

Answer 64

210, 000 (207, 000 is mortgage)

Answer 65

$0 atm, but we don’t own a home, have 0 savings and no EF

Answer 66

$410, 000 mortgage, student loans and credit cards. I was able to lay off my car early so this is a bit lower than last year

Answer 67

3x that Student loans 52k Home mortgage 230k Cars 35k CC 35k

Answer 68

68, 000 non mortgage debt and 168, 000 mortgage. Struggling right now

Answer 69

164k student loans and 283k mortgage  

Answer 70

My total is: $560 $160 in credit cards "Owe" around $400 to one of my savings envelope. I dont have a mortgage, (hopefully in a few yrs) never had school loans, owned both my cars.  

Answer 71

Mine is 64000. 00

Answer 72

High interest on my mortgage 6. 5% just sucks.  

Comments

@martyrize can you refinance?  

Answer 73

About 25k, mostly my car. no house yet.  

Answer 74

223k Mortgage and 600+ Credit cards.  

Answer 75

Is your mortgage going towards your forever home? As if you plan to pay off the 30 years? If not you shouldn’t count it in that way.  

Answer 76

64k, credit cards, auto loan and mortgage.  

Answer 77

30. 5k . All student loans .  

Answer 78

Including mortgage. $173, 338. 11.  

Answer 79

$60, 000 just my house. No debt!  

Answer 80

$112, 811. 10 just my mortgage. No debt.  

Answer 81

31, 000

Answer 82

280k mortgage only . no other debts !  

Answer 83

A little over $196, 000 with mortgage  

Answer 84

$118k (73k mortgage, 23k car, 20k credit cards, 2k loan) newly married, but we're keeping our incomes and debts separate for now.  

Answer 85

Including mortgages about $450, 000  it seems like a huge amount but we could sell or house now and pay off most of that debt from that

Answer 86

My mortgage alone is $350, 000  how will I ever pay it off.