Hello! I’m struggling with my budget and was hoping for some help.Hello! I’m struggling with my budget and was hoping for some help. I’m a SAHM, I have 3 boys 7yo, 3yo, 1yo. My husband works- but we are literally drowning in debt. If I were to go back to work we would literally be spending my entire income for daycare- so that’s why I’m a SAHM. We have a lot of debt- 7 credit cards, car loan, home loan & student loan. Our interest rates on the credit cards are all high, the lowest is 16. 90 but most are 26% and higher. We have one balance around $2, 600 (highest interest rate) and then the others are $1, 000 (x2), $500 (x3), $250. Our car loan is down to $1, 000 with a $200/month payment. What I’m curious about is does it make more sense to pay off the car loan and then throw the extra $200/month towards the highest credit card? I only have around $1, 000 to pay extra on a debt so I’m trying to figure out the best plan. Our monthly bills are currently higher than our income so we are literally struggling and going more into debt and stressful situations so I must get my budget straightened out.