Andrew is big on Fundrise, but let me tell you my problem with it. Fundrise is essentially just like any other REIT. You are subject to single party risk! If you buy VNQ, you get a lower yield, but if any individual REIT goes bankrupt you still have some of your investment. If Fundrise goes bankrupt. Well, shareholders can file against the company in court to recover some losses, but if they don't have the assets to support those liabilities, your money is gone.