Question

I have a few post tax robo advisor accounts (tried them out for promos, features) What are the reasons to keep them separate versus combining? Are there more efficient ways I should look into when investing these funds?  

Answer 1

Stick with Wealthfront (assuming you have an account with them) things get interesting at the $100k mark.  

Comments

@medicinal10 interesting - how? I don't know that i want my investments to do "interesting" things.  

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@vegetation he's likely referencing the direct indexing they do at 100k+. It's like super targeted tax loss harvesting, except if these are retirement accounts that may not matter.  

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@bearish gotcha. Could matter (for us) eventually, not this year.  

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@vegetation - direct indexing - PLC - risk parity

Answer 2

Which ones are you in? Compare fees firstly, investing strategy and interface. I know betterment for example will help keep your overall portfolio tax coordinated. If you have like sofi or m1 they are completely free so that may be your priority.  

Comments

@bearish any good links to do cross comparison around these criteria you know of?  

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@stampede check out nerd wallet or similar sites that do best robo roundups. Intelligent investor is another one.  

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@bearish thank you!