Hi pals! I just can’t decide whether I should open a Traditional or a Roth IRA!Hi pals! I just can’t decide whether I should open a Traditional or a Roth IRA! I’ve read all the things online but still not sure for reference, I’m 26, make 105k, and hoping to have my salary increased in the next few years by atleast 15-20k. Bonus question: Can I contribute for 2019 to a Roth IRA if I’ve already filed my taxes? Any advice is greatly appreciated!