This could be a stupid question, but I want to ask it regardless. When we receive our $2, 400 stimulus check, would it be bad juju to use it simply to pay down debt? Or should we do the responsible American thing and buy consumer goods with it? My wife and I currently have a combined student (federal) loan debt of approx. $25, 000 and we are also looking to build up our savings fund. CLARITY: Household income of $80, 000 and very secure in jobs.