Question

Question out of curiosity.  Why do people wait to pay bills on the due date instead of paying the bill when you get paid?Question out of curiosity. Why do people wait to pay bills on the due date instead of paying the bill when you get paid? Example being: Cable bill due on the 8th of the month, and you get paid the 1st of the month. Why not pay it on the first when you get paid? I’m genuinely curious, because I like to have all my bills taken care of right away.  

Answer 1

I pay when due cause I draw interest daily on my checking account balance.  

Comments

@fairing me too.  

Answer 2

I pay all my bills for the month on the 1st of the month no matter their due dates and fill my envelopes on the 1st as well. Then i don’t think about paying anything except my babysitter on Friday’s (I’d pay her on the 1st for the month too if she would let me lol)

Answer 3

I pay mine when we get paid.  

Answer 4

As soon as I get paid I pay my bills for that two week.  

Answer 5

Personally, before I started this journey I did it because I was always short on cash and wanted to wait until that day to make sure I had the funds in case something else popped up between payday and due date. Since changing my habits and realizing how much I was spending on Amazon and eating out I have enough money to know that I don’t have to wait until the day of.  

Answer 6

I pay my bills when I get paid unless it’s automatic.  

Answer 7

All mine are debited by the company out of my account but when I did pay them it would be on my pay not by due date

Answer 8

I pay everything the day we get paid ‍♀️

Answer 9

I only get paid once a month so everything is auto pay or mailed in the beginning of the month

Answer 10

I pay mine when we get paid, if no new money is coming in I don’t see the point in waiting

Answer 11

I get paid every other Friday and my fiancé is every Friday. He pays majority of the rent and all of the utilities. So I make bill payments once a week according to the due date. We have started a strict budget and created 3 envelopes. One for Fun, Savings and Grocery. Everything else gets paid directly from our accounts.  

Answer 12

I pay mine as soon I get paid that way I can do other things with the money left without worrying some bills are not paid, always put a ✔ when I paid the bill even the due date is far that way I know is taking care off

Answer 13

I pay mine before they're due like you. I get paid the 15th and last day of month. The 15th I pay things coming due the 16th-EOM AND that includes setting aside my car & student loan bills that come out around 22nd ish. I think it has to do with how you learn to bill pay or retrain yourself. When a bill comes out, I either have it budgeted or set aside already so I never need stress about bills. I just need to do better at budgeting my food/household/entertainment funds so it's more helpful and proactive vs whimsical. Lol.  

Answer 14

Incase we all die tomorrow? ‍♀️  

Answer 15

In the past I management money horribly. But now that I’m budgeting, everything that’s being paid from that check gets paid on payday. So all my bills for this month were paid on 24th. And when my husband gets paid on the 31st it will take care of bis for the first few days in Feb.  

Answer 16

I have my bills on auto pay for the exact due date, on my credit card. I pay my credit card before the due date.  

Answer 17

I guess it is personal preference but I too pay all my bills ahead of time unless it’s on autopayment

Answer 18

I would think that it’s because those bills are on auto pay!  

Answer 19

Sometimes there’s not enough to cover everything so people have to pay bills by priority

Answer 20

I pay all our bills on the first of the month, get them done and out of the way!  

Answer 21

The only bills that don't get paid right away are the ones that are taken out out automatically like Netflix or Gym membership. Everything else gets paid right away!  

Answer 22

I used to wait to pay mine until the due date because I was never sure when I'd have the money. No I pay them all and the budget the rest of my money. So much less stress!  

Answer 23

All of my bills are automatically paid, but in my checkbook they come out when I get paid. I always have a running actual total of what my available funds are.  

Answer 24

I pay them all on the 1st when we get paid. To me it’s much easier and that way I know I haven’t forgotten.  

Answer 25

This is a great question, thanks for asking. I too am curious as to answers! Unfortunately, I am one of those people that wait until the due date and pay the bill then. Idk why it’s just something I’ve always done. I think secretly I like to just watch the money sit in my account which sounds ridiculous BUT it always leads to that money being spent on other things it should be. My goal for this year is to lay what is due the same week as we get paid. Hubby and I are biweekly but opposite weeks so we have income coming in each week. This was a fail for January but I plan to implement it for Februarys budget Hoping it eases things.  

Answer 26

I pay all the bills I can when I get paid on the first of the month. Then some bills are on automatic pay, like the phone and cable, I subtract those out. What money that is left is any charge card bills that come due, I pay when I get them in the mail. So yes, I try to pay most of my bills when I get paid.  

Answer 27

When I get paid

Answer 28

I have some bills that I can't pay ahead of time, unfortunately, which sucks because I would prefer to do that. So I am stuck paying on the actual due date. However, with bills I could pay ahead of time, I do pay ahead of time.  

Answer 29

I always pay my bills as soon as I get paid  

Answer 30

You can pay your bills any time you like!  

Answer 31

I do this. Some how we needed up 3 months ahead on our mortgage.  

Answer 32

I break all my bills up and pay all bills either on the 15th or 30/31st. It helps us stay ahead too.  

Answer 33

I like to hang onto my money a little longer and earn interest.  

Answer 34

We get paid twice a month and I sit down the day after each payday to pay everything due up until the next paycheck. I have only a couple things on autopay.  

Answer 35

I pay on my payday  

Answer 36

Sometimes i do this so i wont be completely broke. So in case the unexpected happens. I try to pay what i can a head but as long as i know ill be fine. Some are automatic . Ex i paid half my rent early and this week other half bc i was even going to have enough for bills.  

Answer 37

I pay when we get paid. But we only get paid once a month

Answer 38

Girl, I don’t know. I’ve always paid them on payday, and then my dh thought he should be Incharge of the family finances. He’d always spend the $$ before paying the bills and then they were late and over drafting

Answer 39

Ours are on a budget plan and auto pay. So Bill's like comed and nicor are pretty consistent throughout the year and we dont get hit with big bills during winter/summer months. My life is too busy to remember what day to log in and pay the bills. This way they are just auto deducted with no issues on our end.  

Answer 40

I pay my bills ahead, now, with each paycheque. I still have to double check to make sure it is paid.  

Answer 41

All of my bills like that are on auto pay. I used to pay as soon as I got my check on the ones I could, but I finally had to let that go and just let them come out on the days they're scheduled. I was obsessing over all of it and way to stressed out. Now that I'm budgeting, I can let that happen because I know the money is there.  

Answer 42

Preference. Also if you are living on a tight budget something may happen where you need the cable bill money. Opposed to having already spent it. Everyone isn’t where you are.