I’m with you, I have a newer home with a neutral wire so I replaced all of my dumb switches with Lutron smart switches. Due to cost, I didn’t do it all at once, but I’m done now. I certainly get why others who are either renting or in an older home would go a different route. Just finally ordered a smart lock for the front door today. It’s definitely an ongoing process/hobby for me in creating a smart home that works for me and my family.