Question

For those of you who just cannot live without your self care items (brow wax/threading, nails, etc) how do you budget for them? Do you count it as a bill? Or is it a sinking fund?  

Answer 1

I pay $42 a month to get my nails done (with tip) and I budget $60 a month for “beauty” this is the only envelope I roll over month to month because I know I’ll need a new face wash, or my hair oil will run out in like three months, or my foundation runs low I’ll have a little bit bigger budget as the months roll on. If that makes any sense.  

Answer 2

I don’t personally do this because I cut that all but I would make it an envelope if it is a weekly or monthly activity

Answer 3

I really don't understand the difference between monthly budgeting and sinking fund. Isn't it pretty much the same thing?!  

Comments

So all Variables are sinking funds? Or sinking funds are not something I "budget for" just something I "want" that I try to make work?  

---

Like, I know how many times a year I'm going to get my hair done, so I take those amounts and divide them by twelve, so every month I'm "sinking" it into an envelope so I zero out my budget?!?! I GET IT!