Cities
Des Plaines, IL
Naperville, IL
Niles, IL
Oak Park, IL
Oswego, IL
Plainfield, IL
Diet
Ideal Protein Protocol
Ideal Protein Alternatives
Keto Diet
Weight Watchers
Finance
Budgeting For Moms
Personal Finance
Interests
Cleaning Tips
Gardening Tips
Travel Tips
Marketing
Facebook Ads
Google AdWords
Search Engine Optimization
Tech
Arlo Cameras
Ring Home Security
Smart Home
SmartThings
☰
Login
Remember
Register
Budgeting For Moms Group
Questions
Popular
Tags
Users
Ask a Question
About
Budgeting For Moms
Questions
How many envelopes does everybody keep?
How many envelopes does everybody keep?
+29
votes
asked
Feb 14, 2020
by
olympic
(
490
points)
How many envelopes does everybody keep? Right now I’m just keeping three. Food (not grocery), monthly challenges (that I am still learning), $5 challenge. I am still working on building up paying more with cash and less with our bank cards. My husband and I have everything on autopay and have never been cash carriers but I want to get there for our other items like grocery. And honestly the food envelope has been a huge help already!
envelopes
envelope
husband
food
Please
log in
or
register
to answer this question.
19
Answers
+28
votes
answered
Feb 14, 2020
by
sophrosyne77
(
1.9k
points)
Best answer
I have mines broken down so I have quite a few! But it helps me stay on budget!
commented
Feb 14, 2020
by
scilla
(
1k
points)
@
sophrosyne77
this is amazing! What wallet and inserts are you using? Are there envelopes inside the tabs as well?
commented
Feb 14, 2020
by
sophrosyne77
(
1.9k
points)
@
scilla
thank you! This is actually a Betsey Johnson crossbody purse with a removable straps. The envelopes are personal sized and I did hole punched them so that I can use them in my personal ring planner if I decide too! Made them from outdated happy planner calendar dividers. And use tabs out of the carpe deim tab book! I Really love this purse ! wallet
commented
Feb 14, 2020
by
scilla
(
1k
points)
That's such a cute idea! I have a happy planner too, totally doing this to save money! Thanks!
commented
Feb 15, 2020
by
bertero
(
3.8k
points)
Looove the Happy Planner divider idea!
Please
log in
or
register
to add a comment.
+22
votes
answered
Feb 14, 2020
by
marlyn3
(
12.9k
points)
I have 3 — grocery, $1 bills (I do that instead of $5, just easier for me) and then a misc envelope that I fill every month to use on whatever I want but once it’s gone it’s gone
Please
log in
or
register
to add a comment.
+20
votes
answered
Feb 14, 2020
by
uel
(
2.8k
points)
9 envelopes.
Please
log in
or
register
to add a comment.
+24
votes
answered
Feb 14, 2020
by
appropriation
(
20.7k
points)
I have a “me” envelope lol I’m lazy so I encompass all of my personal into it - so clothing, makeup, self care. Groceries, Pet, husbands envelope & our cleaning lady - which I don’t technically need an envelope for but it’s easier to keep her money to the side.
Please
log in
or
register
to add a comment.
+27
votes
answered
Feb 14, 2020
by
wholesale385
(
3.6k
points)
Food(eat out/grocery), misc, fun, kids, health/beauty.
Please
log in
or
register
to add a comment.
+17
votes
answered
Feb 14, 2020
by
wageworker
(
8.4k
points)
Food ; house ; kids ; me; Christmas .
Please
log in
or
register
to add a comment.
+29
votes
answered
Feb 14, 2020
by
blacklist
(
2.4k
points)
I have way too many, but so far, they are working really well for us: Food, Eating Out, School, Pharmacy, Gas, Sitters, Entertainment, Household, Home Improvement, Dog Food/Meds, Gifts, Celebration, Kids Gear, Haircuts, omg so many LOL!
commented
Feb 14, 2020
by
blacklist
(
2.4k
points)
@
olympic
Previously we had like 3-4 vague categories and my husband just plundered them all for stupid stuff. Now, he has to stop, think, plan, etc. And it's going great!
Please
log in
or
register
to add a comment.
+25
votes
answered
Feb 14, 2020
by
crookes
(
2.3k
points)
Grocery, Gas, Health/Beauty, Parking Fees, Entertainment, Eating Out, Misc., and one for each kid
Please
log in
or
register
to add a comment.
+27
votes
answered
Feb 14, 2020
by
trombone
(
6.7k
points)
I have lots! But I’ve always had a lot of envelopes since I was really little it just works for me! Me, hubby, son, date night, community (get togethers, holiday dinners, having people over, church stuff etc) House Car Health Vacation Anniversary Christmas Garden I also have a pregnancy and maternity clothing envelope and baby stuff envelope i started bc we are hoping for another baby soon. So I put a lil in those plus any money I made from selling maternity clothes or baby stuff from my first.
commented
Feb 14, 2020
by
trombone
(
6.7k
points)
@
olympic
thanks! I sold a lot from my 18 month old and put it all in envelopes since I didn’t need it for him. Now to get this one weaned so we can have another!
Please
log in
or
register
to add a comment.
+27
votes
answered
Feb 14, 2020
by
ardoin
(
7.6k
points)
6 for me per month Grocery - 400 Fun - 200 Car - 250 Misc - 300 Household- 100 Beauty - 100 275 - sinking funds (post office) 75 - park Christmas account
commented
Feb 14, 2020
by
ardoin
(
7.6k
points)
@
olympic
my childminder likes to get cash from me every month in an envelope (500) the crèche is a bank transfer / thank god lol
Please
log in
or
register
to add a comment.
+27
votes
answered
Feb 14, 2020
by
woollyheaded1
(
6k
points)
We have 1 - groceries, 2 - gasoline, 3 - personal care, 4 - medications, etc, 5 - medical co-pays 6 - clothing 7 - eat out Miscellaneous 8 - gifts 9 - household 10 - blow money (aka spending) These prevent using any kind of card & really keeps us on budget.
Please
log in
or
register
to add a comment.
+23
votes
answered
Feb 14, 2020
by
mazurek
(
6.8k
points)
I have 5-6 usually. Food, Entertainment/Other, Echo (My Dog ), Car/Skidoo, & Bowling. The 6th one is usually for a small planned event which may be a sinking fund.
Please
log in
or
register
to add a comment.
+26
votes
answered
Feb 14, 2020
by
sound
(
2.7k
points)
Groceries, gas, household, personal, misc, fun. my sinking funds are separate savings accounts with capital one.
Please
log in
or
register
to add a comment.
+27
votes
answered
Feb 14, 2020
by
eelgrass10
(
2.6k
points)
I have 6 regular envelopes (gas, food, clothes, fun, beauty, and miscellaneous) and 3 that I use for sinking funds.
Please
log in
or
register
to add a comment.
+23
votes
answered
Feb 14, 2020
by
consultation
(
570
points)
Grocery, gas, eating out, school lunch money, personal. I think I’m going to add a misc on next Friday’s paycheck
Please
log in
or
register
to add a comment.
+22
votes
answered
Feb 14, 2020
by
throe
(
12.6k
points)
Groceries Household Gifts Vacation House (this is money for our new house) $5’s challenge $1’s challenge
Please
log in
or
register
to add a comment.
+20
votes
answered
Feb 14, 2020
by
hotfoot71140
(
3.6k
points)
Home - groceries and general home Charlee - daughter, clothes, toys Diapers Misc - my spending money Gas
Please
log in
or
register
to add a comment.
+28
votes
answered
Feb 15, 2020
by
vermicular
(
2.3k
points)
You have to work with it to see what categories work best for you. The expense tracker was really helpful in figuring that out. The envelopes are separate from what I have on autopay/pay online. Some of mine are: Grocery Fuel Sports (admission $ for sports kids our are playing now) Groceries Chickens and Dogs (they need stuff too ) Haircuts.
Please
log in
or
register
to add a comment.
+19
votes
answered
Feb 15, 2020
by
sacha
(
2k
points)
Groceries Medical Dental Vision Dog Car Maintenance Misc
Please
log in
or
register
to add a comment.
The Budgeting For Moms Group
is where you can always find questions, answers, advice, reviews & recommendations from other community members about
mothers making smart financial decisions and budget goals
.
Most popular tags
money
credit
budget
husband
savings
payment
save
interest
account
paycheck
paid
student
house
payments
insurance
income
home
envelopes
bills
school
Related questions
+13
votes
9
answers
Would someone helm me figure out exactly how you “rollover” your cash envelopes?
asked
Feb 4, 2020
by
silberman
(
800
points)
envelopes
paycheck
envelope
income
0
votes
0
answers
I keep running into two issues that I can't figure out.
asked
Mar 4, 2020
by
noheminoil50570
(
1.7k
points)
envelopes
envelope
grocery
+2
votes
1
answer
Tomorrow is pay day, so I’ll be refilling my cash envelopes.
asked
Feb 25, 2020
by
koerlin
(
1.8k
points)
envelopes
envelope
+3
votes
1
answer
Not perfect , but my bf wanted to start some envelopes for us.
asked
Feb 15, 2020
by
simoniac
(
950
points)
envelopes
envelope
+3
votes
2
answers
Question on how or where do you keep your big cash ( sinking founds ) I use Wells Fargo ( Not my favorite but is what we use) So right now what I have been doing is getting all the sinking found cash and put it in my envelopes and then in a small safe.
asked
Jan 31, 2020
by
nudicaul
(
910
points)
envelopes
money
house
cash
...