Question

What do you use to check your credit score? Is CreditKarma safe to download and use on my phone?  

Answer 1

I'm a bit obsessed. I use Capital One Credit Wise, Experian, and Credit Karma. One of my cards has My Fico so I check that as well.  

Comments

@proximal i do the same minus capital one!  

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@proximal do all three of those too !  

Answer 2

My Citi bank credit card offers it for free

Answer 3

I like the Discover score card best because it shows your FICO score. It’s free even if you don’t have a cc with them.  

Answer 4

My cruiser cards given me my score, so I use that. Personally go by my discover card report idk why I trust it more than my capital one  

Answer 5

I have had Credit Karma for years.  

Answer 6

Discover has my FICO score, Capital One has creditwise, and I also check Credit Karma. They are all different number but within a few points of each other.  

Answer 7

Credit Karma is great. Have used it for 7 or so years.  

Answer 8

Credit karma, credit sesame and the other places that give free vantage scores are only good for seeing what accounts you have. My fico, Experian ( free exp score ) TransUnion, and Equifax site are the best. Credit karma score can be 40+ points off

Answer 9

Experian, credit karma is not accurate.  

Answer 10

My credit union gives it to me for free.  

Answer 11

Credit Karma uses Vantage scores. you need your FICO. its good as a tool but don't rely on Credit Karma .