Question

I have credit Karma, I use it all the time to check my score. I’ve done nothing differently other then make sure my bills are paid on time & I haven’t used either of my credit cards just been making extra payments. My score dropped 11pts went from a 621 to 610 since last week. Anyone know why this would happen? I’m in Canada  

Answer 1

Debt to income ratio. Lowering your debt doesn’t always do wonders for your credit unfortunately.  

Answer 2

It will show you why in the app if you click on it.  

Comments

@decline weird my doesn’t have that

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The canadian version isn't the same as the US

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@scrope on mine you click on the score from the main page that opens up and then it shows this when you tap on it.